@inproceedings{Ng2026C11,
  author = {Peter Febrianto Afandy and Pai Chet Ng and Xiaoxiao Miao},
  title = {Personalized Federated Learning for Multimodal Biometric User Verification},
  year = {2026},
  booktitle = {APSIPA ASC 2026},
  note = {Accepted}
}